Three signs you need life insurance (today)

1. People depend on you. You’re irreplaceable. But if you pass away, a life insurance policyensures your loved ones receive a payout to support themselvesduring a difficult time. They can use the money for groceries, rent,and any other expenses you know they’d need. 2. You just did something big. If you recently opened a business, … Continue reading Three signs you need life insurance (today)

Why Buy Life Insurance?

Life insurance protects the economic value of a human life against death, a loss that is certain to occur but at an uncertain time. Benefits are paid to beneficiaries, people or institutions that the policy owner designates. The occurrence of death immediately creates the need for funds to pay final expenses – funeral costs and … Continue reading Why Buy Life Insurance?

Top Five Life Insurance Myths

Don’t let these five misconceptions delay you from protecting your loved ones with life insurance. More people are preparing for the unexpected. The untimely death of a loved one once seemed like a remote possibility. But the pandemic has brought a new awareness of how vulnerable life can be. Numbers from LIMRA, a life insurance … Continue reading Top Five Life Insurance Myths

What is Business Owner’s Insurance and When Do You Need It?

Your company may need insurance to survive certain unexpected—but possible—challenges. Nobody likes buying insurance. It can be confusing and expensive, and you won’t see any benefit unless you have a loss, accident, or claim. But insurance can make or break your business. Without the right insurance, a theft or fire can cause devastating losses. A … Continue reading What is Business Owner’s Insurance and When Do You Need It?

How Inflated Material Costs Affect Insurance Premiums

You have probably noticed higher prices in many areas of your life. From gas to groceries, prices are going up with the U.S reaching inflation levels never seen before – and the insurance industry is not immune to this trend. Across the industry in most markets and with most insurance companies, whether you’ve had a … Continue reading How Inflated Material Costs Affect Insurance Premiums

Why Get Renters Insurance?

Could you afford to replace your entire wardrobe if your apartment caught fire? What about your phone, your laptop and all your furniture? If the answer is no, you probably need renters insurance. “Renters insurance can’t stop awful things from occurring, but it can make life a little easier if and when they do occur.” … Continue reading Why Get Renters Insurance?

Black History Month

1. Supreme Court justice Thurgood Marshall said he was punished for misbehavior in school by being forced to recite the Constitution and ultimately memorizing it. Marshall was the first African American ever appointed to the United States Supreme Court. He was appointed by President Lyndon B. Johnson and served on the Supreme Court from 1967 … Continue reading Black History Month

Renewing Your Insurance Policy

A quick look at your calendar will tell you it’s about that time—when your insurance is up for renewal. Regardless of what type of insurance it is, from home, auto, or business, it’s often easy to continue your same coverage from one year to the next.  However, that approach might not always be the best … Continue reading Renewing Your Insurance Policy

What To Do After An Accident

Whether you’ve gotten into a fender bender or totaled your car, accidents are scary. No matter the cause – weather and road conditions, irresponsible driving behavior, or something unforeseen – you should be prepared for any possibility. Even the most careful drivers can be involved in an accident, which is why we’ve provided these nine … Continue reading What To Do After An Accident

Avoid Distractions While Driving

For the past decade, distracted driving has taken U.S. roadways by storm, endangering not only the distracted drivers, but their passengers, pedestrians and others on the road — including bicyclists. The past year has brought a lot of distractions and changes in our life, but when we’re behind the wheel we must be focused on … Continue reading Avoid Distractions While Driving